<p></p> <p class="p1"><strong>Terms and Conditions</strong></p> <p class="p1"><strong><em>Effective Date: June 19, 2014</em></strong></p> <p class="p1"><strong>General</strong></p> <p class="p1">This service is being offered by the following companies Patient Billing Solutions, MedDraft and MNet Financial, Inc. ("THE COMPANIES&rdquo;). Please read the following terms and conditions of use carefully. By using this service, or permitting any other person or other entity to use this service on your behalf, you acknowledge that you have read these terms and conditions and that you accept and will be bound by the terms thereof, as they may be modified by us from time to time, as posted on this web site. When such a modification is made, we will post a revised version of the terms and conditions on this web site. Changes will be effective when they are posted. We are not required to provide you with notification that any such change has been made. It is your responsibility to review these terms and conditions from time to time to be aware of any such change. Your continued use of the service will indicate your agreement to any such change. We reserve the right to add to, remove, change or terminate access to any of the content or functions of the service without giving specific notice to you. If you do not agree to the terms and conditions, you may not use this service. Access to this service is restricted to authorized users who have accepted these terms and conditions. Access or attempted access by unauthorized individuals may be subject to prosecution. Any use of the service is at the sole risk of the user.</p> <p class="p1">Throughout these Terms and Conditions, the words "<strong>we</strong>," "<strong>us</strong>," and "<strong>our</strong>" mean THE COMPANIES. The words "<strong>you</strong>," "<strong>your</strong>," and "<strong>yours</strong>" mean all persons responsible for complying with these Terms and Conditions, including the person who is utilizing or permitting any other person to utilize this service.</p> <p class="p1"><strong>Payment</strong></p> <p class="p1">This online payment processing is designed for single transactions. If you desire to set up multiple transactions please contact us Monday through Friday from 8:00 am to 8:00 pm, Central time to discuss available options.</p> <ul class="ul1"> <li class="li1">MNet Financial, Inc.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; MedDraft&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;</li> </ul> <p class="p1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 888.816.5944&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 866.658.5523&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</p> <p class="p1"><strong>Payment By Check</strong></p> <p class="p1">When you provide a check as payment, you authorize us either to use information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction.</p> <p class="p1">If your payment is returned unpaid, you authorize THE COMPANIES, to make a one-time electronic fund transfer from your account to collect a fee. The fee will be $25 or the maximum allowed by state law.</p> <p class="p1"><strong>&nbsp;Payment By Credit or Debit Card</strong></p> <p class="p1">When you provide a credit card or debit card as payment, you authorize us to use the information provided to make a one-time charge or debit entry from your account.</p> <p class="p1"><strong>No Fee</strong></p> <p class="p1">There is no fee charged by THE COMPANIES to use this service to make a payment online.</p> <p class="p1"><strong>&nbsp;Email Authorization</strong></p> <p class="p1">&nbsp;By providing an email address you agree and expressly consent to being contacted by&nbsp;THE COMPANIES, through the email address provided.</p> <p class="p1"><strong>&nbsp;Automatic Telephone Dialing</strong></p> <p class="p1">By accepting these terms and conditions you agree and expressly consent to being contacted by THE COMPANIES through the use of an automatic telephone dialing system to receive autodialed and prerecorded calls to any applicable wireless telephone number.</p> <p class="p1"><strong>Telephone Monitoring and Recording</strong></p> <p class="p1">We may listen to and record your telephone calls with us. By accepting these terms and conditions you agree that we monitor and record telephone conversations whether you or we initiate the telephone call.</p> <p class="p1"><strong>Errors and Unauthorized Transactions</strong></p> <p class="p1">Tell us immediately if you believe that an unauthorized transaction has been or may be conducted to or from one of your accounts without your permission. Telephoning is the best way to minimize possible losses. You can:</p> <ul class="ul1"> <li class="li1">Call number below: Monday through Friday&nbsp;from 8:00 am to 8:00 pm, Central time; or</li> <li class="li1">Write to: &nbsp; MNet Financial, Inc.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; MedDraft&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; Patient Billing Services</li> </ul> <p class="p1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; 95 Argonaut, Suite 200 &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 95 Argonaut, Suite 250&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 5080 Spectrum Suite 1000 East</p> <p class="p1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp; Aliso Viejo, CA 92656&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Aliso Viejo, CA 92656&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Addison, TX 75001</p> <p class="p1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; &nbsp;&nbsp; 888.816.5944&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 866.658.5523&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 866.491.4366</p> <p class="p1"><strong>IN ADDITION TO THE INFORMATION ABOVE, THE FOLLOWING PERTAINS TO COMMUNICATION(S) RECEIVED BY MNET FINANCIAL INC ONLY:</strong></p> <p class="p1"><strong>This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.</strong></p> <p class="p1"><strong>WE ARE REQUIRED TO NOTIFY YOU OF THE FOLLOWING RIGHTS. THIS LIST DOES NOT CONTAIN A COMPLETE LIST OF THE RIGHTS CONSUMERS HAVE UNDER LOCAL REGULATIONS AND STATE AND FEDERAL LAWS.</strong></p> <p class="p1"><strong>California</strong></p> <p class="p1">&nbsp; &nbsp;&nbsp; &nbsp; &nbsp; &nbsp;&nbsp; &nbsp; The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877FTC-HELP o<a href="http://www.ftc.gov/"><span class="s2">r www.ftc.gov.</span></a>&nbsp;</p> <p class="p1">Nonprofit credit counseling services may be available in the area.</p> <p class="p1">Colorado</p> <p class="p1">FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE&nbsp;<a href="http://www.coloradoattorneygeneral.gov/CA"><span class="s2">WWW.COLORADOATTORNEYGENERAL.GOV/CA.</span></a>ACONSUMER HAS THE RIGHT TO REQUEST IN WRITING THAT A DEBT COLLECTOR OR COLLECTION AGENCY CEASE FURTHER COMMUNICATION WITHTHE CONSUMER.A WRITTEN REQUEST TO CEASE COMMUNICATION WILL NOT PROHIBIT THE DEBT COLLECTOR OR COLLECTION AGENCY FROMTAKING ANY OTHER ACTION AUTHORIZED BY LAW TO COLLECT THE DEBT.</p> <p class="p1">Our local address is 80 Garden Center Dr., #3 Broomfield, CO 80020. Our local phone number is 303-920-4763.</p> <p class="p1">&nbsp;</p> <p class="p1"><strong>Massachusetts</strong></p> <p class="p1"><strong>NOTICE OF IMPORTANT RIGHTS</strong></p> <p class="p1">You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request. You may terminate this request by writing to the debt collector.</p> <p class="p1"><strong>Minnesota</strong></p> <p class="p1"><strong>This collection agency is licensed by the Minnesota Department of Commerce.</strong></p> <p class="p1"><strong>Nevada</strong></p> <p class="p1">NRS 649.332 Verification of debt,</p> <p class="p1">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; If the debtor pays or agrees to pay the debt or any portion of the debt, the payment or agreement to paymay be construed as:</p> <p class="p1">(1)&nbsp; An acknowledgement of the debt by the debtor; and</p> <p class="p1">(2)&nbsp; A waiver by the debtor of any applicable statute of limitations set forth in NRS 11.190 that other-wise precludes the collection of the debt; and</p> <p class="p1">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; If the debtor does not understand or has questions concerning his legal rights or obligations relating tothe debt, the debtor should seek legal advice.</p> <p class="p1"><strong>Tennessee</strong></p> <p class="p1">This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance.</p> <p class="p1"><strong>Wisconsin</strong></p> <p class="p1">This collection agency is licensed by the Division of Banking in the Wisconsin Department of Financial Institutions,&nbsp;<a href="http://www.wdfi.org/"><span class="s2">www.wdfi.org</span></a>.</p> <p class="p1"><strong>This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.</strong></p> <p>&nbsp;</p>

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